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Auto Extended Warranty and Service Contracts

What is an "Auto Extended Warranty" or "Auto Service Contract"?

An Auto extended warranty or service contract is essentially an insurance policy for your vehicle that protects you against the cost of future repairs. It is a contract between you and the warranty provider where you pay a "premium" now and the provider agrees to cover the costs of future repairs to your vehicle. The length of the warranty is usually set in miles and months, much like a new car manufacturer's factory warranty. Sample extended warranty terms are:

  • 5 years / 60,000 miles
  • 6 years / 80,000 miles
  • 7 years / 100,000 miles
  • 8 years/120,000 miles
  • 10 years / Unlimited miles

  • The specific items or types of repairs covered will vary greatly, depending on the contract that you select, so be sure to carefully review what is covered. You can typically purchase contracts that range from oil changes and tire rotations only all the way up to full bumper-to-bumper repair coverage.

    Should I purchase an Extended Warranty or Service Contract?

    If your manufacturer's auto warranty has expired, is about to expire, or if you recently purchased a used vehicle from a private party or dealership with limited or no warranty, you may want to consider purchasing extended auto protection. Once the original factory warranty coverage has expired you are liable for the cost of any repairs that may be required. Considering the tendency of aging cars and trucks to require additional repairs with additional miles, it is not a matter of if something will go wrong, but when, and how much it will cost. Automobile repairs today can easily run into the $2,000.00 to $5,000.00 range or more, so having extended warranty protection for older, higher-mileage vehicles only makes sense. Extended warranty coverage can provide consumers with peace-of-mind, knowing that if something goes wrong it won’t break the bank to get it fixed.

    Where is the best place to purchase an Extended Warranty or Service Contract?

    Most people will make the mistake of purchasing an extended auto warranty from an auto dealership. Most dealerships offer very few choices, and rarely have the best prices or coverage levels. Since selling extended warranties at a high mark-up is a large source of income and profit for most dealerships, there is generally a lot of pressure to buy. Before making a decision on whether or not to purchase an extended warranty or service contract, do your research. Most of the best coverage options available for the lowest prices can be found online, direct from the warranty provider. In addition to the best coverage and lowest prices, the best online extended warranty companies also offer other incentives to purchase from them, like:

  • Payment Plans - Flexible and affordable Extended Vehicle Protection payment plans. Most consumers can afford a low monthly payment instead of paying for an untimely $3,000 repair.
  • Choose Your Own Repair Facility - When your vehicle needs repair, choose the certified repair facility of your choice. Most providers have thousands of authorized service facilities nationally. Many plans allow you to take your vehicle to a dealership, local mechanic shop, or national chain like:
  • Claims Paid Directly to Repair Facilities - Most warranted claims are paid by the provider directly to the repair facility. Most of the warranty claim paperwork is also handled by the repair facility. No waiting for processing or reimbursement.

  • Get more information and free, no-obligation extended warranty quotes now!

    If you are interested in getting the best extended warranty coverage available, for the best price possible, here are some of the nation's leading providers of vehicle protection coverage:

  • Endurance
  • CarChex

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